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How to File an Auto Accident Claim
In states where there is no fault your insurance company will cover medical care and lost wages, regardless of who was at fault for the incident. They'll also want to review documents and gather evidence (photos witnesses' testimony, medical records and expense reports).
The amount of compensation that you receive is contingent on the extent of your injuries and the cost of your injuries. This article will walk you through the steps involved in filing a claim for compensation from an auto accident law firm accident.
Report the Accident
It is crucial to notify a crash with a car as soon as possible. In several states, you'll need to do this to the local police department or county sheriff, state police, or Department of Motor Vehicles.
If you can, take photos of the scene. This will help you remember what happened, and it could be beneficial for your insurance claim. Photos are a great way to display details like skid marks and vehicle damage weather conditions, skid marks and other crucial details.
It's an excellent idea to obtain the other driver's details, including their name and insurance company. You should also ask for their driver's license and car registration, if possible.
It is important to note down what you saw, as well as what transpired. If you fail to record what happened, you may be held accountable for any injuries or damage that later becomes apparent. If you don't notify your insurance company, they may not pay for any damages resulting from the incident. Review your policy or call your agent to inquire the requirements for filing an accident report.
Seek medical attention
One of the first things you need do following a car accident is to seek medical attention and be examined for injuries. A visit to a doctor as soon as you can will help avoid any further complications as well as help you with your claim when it's time to negotiate with the insurance company.
It is recommended to go to a hospital emergency room, should you be able to, after a car accident. This is because hospitals have access to the best surgeons, physicians and medical equipment. Defense lawyers and insurance companies may find it difficult to limit the severity of injuries that are treated in a hospital.
Car accidents can cause injuries ranging from minor bruising, up to severe internal injuries like the traumatic brain injury or paralysis. Even if certain symptoms, such as pain and stiffness, don't show up right away it's crucial to visit a doctor. These records will be crucial in proving that you have suffered injuries resulting from the crash.
Our Denver car accident attorneys will use these records to present a convincing argument that the actions of the motorist at fault caused your injuries and that you should be awarded fair damages for your injuries.
Take Pictures
Take pictures of the accident scene as soon as possible, ideally before the police arrive. If you are able capture photos of the damages on each vehicle from different angles. It is also crucial to capture closeup photos of the vehicles and any other evidence that could be crucial (such as shattered glass or airbags deployed) when you are able to do so. If you're unable to get close-ups, consider placing something, such as a coin, inside the photo to show scale. It is also beneficial to take pictures with and without a flash, since different lighting conditions might reveal some hidden details.
It is also an excellent idea to take pictures of any injuries you sustained in the accident. Cuts, bruises and scrapes will fade over time, so your photos can serve as a valuable proof of your injuries later on. It is also a good idea for you to capture photos of other details that relate to the accident (such as traffic signals, road signs weather conditions, road debris) because they can help you get a better understanding of what transpired.
Contact Your Insurance Company
Contacting your insurance company is essential regardless of whether you plan to file a claim for firms an auto accident. You might be required to file a claim by your policy, but even if you are not an attorney, you will need evidence of your losses to support your claim (such as repair and medical bills).
Luna suggests that you gather all relevant information about the scene. This includes the information about your vehicle and any other drivers involved. Ask to see the insurance card of the other driver and make sure you have their name and address, contact number, and details about their car insurance (company, policy numbers). If witnesses are present, take their names and contact numbers.
While the last thing you want to do following a car accident is argue with insurance firms, it's very important to remain calm. The statements you make when you are emotional can be used against you later on. This is why it's best to hire an attorney take over negotiations. They can ensure that you don't say anything that could be used against you later on.
Contact an attorney
An experienced attorney can assist you in navigating the insurance company and negotiate an appropriate settlement. They will look over all medical records and bills, and talk to doctors to determine the full extent and severity of your injuries. If you don't provide them with accurate and complete evidence, they will not provide you with a fair amount.
In addition to seeking compensation for your economic losses, including medical bills and lost wages, you may be entitled to non-economic damages for pain and suffering. If the other driver was found to have acted with a degree of gross recklessness or negligence the court could award additional compensation, which is known as punitive damages.
If the driver who was at fault fled the scene, you'll need to report that to the police. You should also obtain an original crash report from the police station or online. This is needed to start a lawsuit or file a no-fault lawsuit. New York has very specific laws that apply to auto accidents. These rules are best explained by a knowledgeable attorney.
